Need an appraisal in Yukon or Canadian County?

See the top seven reasons OK homeowners call on KSDJ, Inc.:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
Challenge property tax assessments
To reduce their mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a OK divorce, where real estate needs to be divided
To determine the true market value of real estate in question to settle an estate in OK

Own a home in or near Yukon, OK and need help determining the price of it?
Contact KSDJ, Inc..

We at KSDJ, Inc. understand the special needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at KSDJ, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value estimation than yours.

Appraisals to remove PMI

An attractive way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At KSDJ, Inc., we're veterans in helping clients just like you dismiss unwanted PMI insurance.

Challenge property tax assessments

Lets say you live in an area that's declining -- your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from KSDJ, Inc. is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

If your house is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. An appraisal from KSDJ, Inc. can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for accuracy, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house.